“Is an IUL the Same as a 401(k)?”

Pam Pinckney · 2026-07-15T23:36:26.484Z

No, and that mix-up is common. A 401(k) is an employer-sponsored retirement account. An Indexed Universal Life policy (IUL) is life insurance that also builds cash value. They can work together, but they're not interchangeable, and which mix makes sense depends on your full picture. Happy to look at yours anytime!

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